Student Loan Information


A loan is a type of financial aid that requires repayment. Federal loans may be awarded to undergraduate and graduate students. Loans can be need-based or non-need-based, so financial need may not be required for some loan programs. Information included on the Free Application for Federal Student Aid (FAFSA) is used to determine eligibility for the Federal Perkins Student Loan, Federal Direct Loans (Subsidized and/or Unsubsidized), Federal Parent Loan for Undergraduate Students (PLUS), and Federal Graduate PLUS Loans. Students also have the option to consider other Private/Alternative Loans for additional funding.

Who is eligible?

  • Degree-seeking student who is enrolled in, or will be enrolled in, a degree-bound program at a university. You must be at least half-time (6 credit hours for undergraduate and 5 credit hours for graduate) and admitted with full standing.
  • U.S. citizen, permanent resident of the U.S., or permanent resident of an eligible trust territory.
  • Student not currently in default and does not owe a refund on any Title IV Program, such as a Pell Grant, FSEOG, Federal Perkins Loan, Federal Work Study, Federal Subsidized Direct Loan, Federal Unsubsidized Direct Loan, Federal PLUS Loan or Consolidation Loan.
  • Student who is maintaining Financial Aid Satisfactory Academic Progress toward his/her degree.
  • Student who has satisfied all Selective Service Act requirements.