wichita.edu
…the annual loan maximum amount determined by your loan lender. Because alternative loans are not guaranteed by the federal government, they must be insured privately. In most case, this extra cost is passed to the borrower in the form of higher fees and interest rates. In addition, the lender will review your credit history, as well as other factors, to …
https://www.wichita.edu/administration/financial_aid/loans/parentloans.php