Overview of medicare A & B 2026Overview of Medicare A and B 2026

 

Overview of Medicare A & B 2026

Premium:  40 work quarters = $0

Less than 30 quarters = $565.00

30-39 quarters = $311.00

Key:

  • Shaded areas—Medicare Pays
  • White areas—You Pay

 

Premium: $202.90

Unless individual income is over $109,000

or couple $218,000

Excess Charges

(15% over Medicare Allowed Amount)

 

Part A

Each benefit period*

In-patient hospital

  • First 60 days → $1,736.00 Deductible
  • Days 61-90 → $434.00 per day
  • Lifetime Reserve Days 91-150 → $868.00 per day

Blood

  • First 3 pints

Skilled Nursing Facility

  • First 20 days → 100% (No co-pay)
  • Days 21–100 → $217.00 per day

Home Health Hospice : 100%

  • $5.00 prescription drug co-pay
  • 5% co-insurance
  • Inpatient respite care

* Benefit period ends when patient is out of the hospital or skilled nursing facility for 60 consecutive days.

Part B

$283.00 Deductible

(per calendar year – January 1-December 31)

80%

  • Physician’s Charges
  • Durable Medical Equipment & Supplies
  • Ambulance
  • Outpatient Hospital
  • Lab Services

20%

  • Coinsurance

Blood 

First 3 pints


Preventive Services at 100%

Welcome to Medicare Exam, screenings for:abdominal aortic aneurysm, alcohol misuse, bone mass measurements, breast cancer, cardiovascular disease, cervical & vaginal cancer, colorectal cancer, depression, diabetes, hepatitis C, HIV, lung cancer, obesity

Also includes: PSA, Flu, pneumococcal, hepatitis B shots, Yearly Wellness


With Co-pay or deductible:
glaucoma test, prostate cancer-digital rectal, barium enema, diabetes self-management

 
This publication is supported by the Administration for Community Living (ACL), U.S. Department of Health and Human Services (HHS) as part of a financial assistance award grant numbers 90MPPG0081, 90SAPG0161, & 2501KSMISH by ACL/HHS. The contents are those of the author(s) and do not necessarily represent the official views of, nor an endorsement, by ACL/HHS, or the U.S. Government.