Loans
                  
                  
                     
                     Loans require repayment over time.
                     
                     Federal loans offer tax-deductible, low, fixed interest rates and flexible payment
                        terms.  Payments on federal student loans are deferred while you are enrolled at least
                        half time.
                     
                     Federal Direct Subsidized Loans: Awarded based on financial need, and you are not responsible for the interest while
                        you are enrolled at least half time.
                     
                     Federal Direct Unsubsidized Loans: Not based on financial need and will being to accrue interest once the loans are
                        disbursed.